The Financial Management Solutions – Commercial & SME (“FMS-C”) division focuses on delivering scalable, cloud-enabled solutions to enterprises, SMEs, and micro-SMEs across Asia. The division is driven by Asian Business Software Solutions Pte. Ltd. (“ABSS”), the Netsense Group, and Financio, the Group’s cloud-native accounting platform.

ABSS has established itself as a market leader in SME business solutions, serving over 400,000 clients across Malaysia, Singapore, Hong Kong, and Indonesia. Its comprehensive suite of accounting, inventory, and payroll systems positions it as a one-stop solutions provider for SMEs seeking to digitalise their operations. Strategic collaborations continue to reinforce its ecosystem and expand its regional reach.

Financio complements this offering as a cloud-first accounting solution designed for modern, agile businesses. With features such as automation, real-time reporting, and mobile accessibility, Financio enables business owners to manage financial operations with greater efficiency and visibility. The platform has gained traction across Southeast Asia, with a growing subscriber base supported by increasing adoption of cloud-based solutions.

The division is entering a strong growth phase driven by regulatory developments, particularly Malaysia’s e-Invoicing mandate. This is expected to accelerate system upgrades among existing customers and drive new client acquisition, creating a clear pipeline for increased adoption across both ABSS and Financio platforms over the next 12–24 months.

At the mid-market level, the Netsense Group delivers cloud-based enterprise solutions, with a strong focus on enterprise resource planning (“ERP”). Leveraging the Acumatica platform, Netsense provides a full suite of integrated solutions including accounting, CRM, human resources, payroll, project management, business intelligence, and e-commerce integration.

Netsense continues to strengthen its positioning as a cloud ERP specialist for the mid-market segment, supporting businesses transitioning towards “work-from-anywhere” operating models. Its solutions are increasingly relevant in sectors such as construction, manufacturing, distribution, and services, where industry-specific ERP capabilities are required.

Serving clients across multiple industries and supported by a regional partner network, Netsense enables businesses to automate processes, enhance productivity, and respond more effectively to evolving customer demands.

Together, ABSS, Financio, and Netsense form a comprehensive ecosystem that supports businesses at every stage of growth, positioning the division to capture opportunities arising from the ongoing digitalisation of the SME and enterprise landscape.